Otown Mortgage Company Inc. works diligently to simplify your financing journey, ensuring a stress-free process from start to finish.
Otown Mortgage Company, Inc. has been proud to serve individuals, families, and businesses looking for exceptional mortgage solutions. We specialize in various loan programs—from FHA, VA, and USDA to conventional, reverse mortgages, and more—ensuring that every unique financial situation can be matched to the perfect lending option. We aim to simplify the process for you, whether you want to purchase a dream home, refinance your current residence, or invest in profitable real estate opportunities. Our team strives to build lasting relationships by guiding you through every step of the mortgage journey, making homeownership accessible and hassle-free.
When you’re ready to begin, we’re here to help with personalized support and a wealth of industry insight. Call us to reach out us at 321-234-1041 or
email at info@otownmortgage.com to start exploring the best financing options for your goals. At Otown Mortgage Company, Inc., we’re your trusted partners in achieving financial growth and peace of mind.
We offer home loans including fixed and adjustable rate options, FHA, VA, USDA mortgages and more.
Many homeowners retire with most of their wealth tied up in their homes. A reverse mortgage turns that hidden equity into ready cash while you stay put and skip monthly loan payments. The lender pays you instead. You repay the balance only when you move, sell or pass away. While the idea is simple, it […]
1. Fixed-Rate Mortgage Think of this as the classic pick. Your interest rate stays the same from the first payment to the last, so your monthly bill never surprises you. These loans have terms of 15 or 30 years. A 15-year term costs more each month but saves big on interest. Choose fixed when you […]
When you apply for a home loan, lenders focus first on one number: the loan-to-value ratio (LTV). It compares your loan size to the home’s value. A lower LTV signals less risk, which can mean faster approval, a friendlier rate and fewer fees. Understanding basic math gives you power in the mortgage process. Our team […]